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MONEY MARKET SPECIALMoney Market Special
1st National Bank is offering a Money Market special now through March 31st.  The special is for new money with new funds.  If you open a new money market with $2500 or more, plus have a checking account or open a new checking account with a minimum balance of $1000 and receive at least a monthly direct deposit to your checking account, you will receive 1.01% APY for 12 months.    If you don't want to have do the checking or directo deposit, you can still receive 1.01% for 3 months.
 
 
 

MONEY MARKET SPECIAL




Money Market Special

1st National Bank is offering a Money Market special now through March 31st.  The special is for new money with new funds.  If you open a new money market with $2500 or more, plus have a checking account or open a new checking account with a minimum balance of $1000 and receive at least a monthly direct deposit to your checking account, you will receive 1.01% APY for 12 months.    If you don't want to have do the checking or directo deposit, you can still receive 1.01% for 3 months.

 

 

 

MORTGAGE RATE SPECIAL
Mortgage Rate Specials
Home Purchase and NEW CUSTOMER Refinances
30 yrs *3.500% 3.525% apr $150,000 Minimum Loan Amount
Closing Cost $199, 45 Day Lock
Loan to Value - Less than or equal to 80%
ALL CUSTOMERS
30 yrs *3.625% 3.652% apr $150,000 Minimum Loan Amount
Closing Cost $-0-, 45 Day Lock
Loan to Value - Less than or equal to 80%
30 yrs **3.75% 3.777% apr $150,000 Minimum Loan Amount
Closing Cost $0, 45 Day Lock
Loan to Value - Less than or equal to 95%
15 yrs 2.875% 2.923% apr $150,000 Minimum Loan Amount
Closing cost $0, 30 Day Lock
Loan to Value - Less than or equal to 95%
*Requires 700 minimum credit score and debt to income ratio restrictions, CALL FOR DETAILS
** Requires 740 minimum credit score
** All other adjustments apply to credit scores less than 740
Contact a mortgage lender for further information at 513-770-3221 OR 513-677-2411
Rates subject to change without notice
 

 
 
 

MORTGAGE RATE SPECIAL


Mortgage Rate Specials

Home Purchase and NEW CUSTOMER Refinances

30 yrs *3.500% 3.525% apr $150,000 Minimum Loan Amount

Closing Cost $199, 45 Day Lock

Loan to Value - Less than or equal to 80%

ALL CUSTOMERS

30 yrs *3.625% 3.652% apr $150,000 Minimum Loan Amount

Closing Cost $-0-, 45 Day Lock

Loan to Value - Less than or equal to 80%

30 yrs **3.75% 3.777% apr $150,000 Minimum Loan Amount

Closing Cost $0, 45 Day Lock

Loan to Value - Less than or equal to 95%

15 yrs 2.875% 2.923% apr $150,000 Minimum Loan Amount

Closing cost $0, 30 Day Lock

Loan to Value - Less than or equal to 95%

*Requires 700 minimum credit score and debt to income ratio restrictions, CALL FOR DETAILS

** Requires 740 minimum credit score

** All other adjustments apply to credit scores less than 740

Contact a mortgage lender for further information at 513-770-3221 OR 513-677-2411

Rates subject to change without notice

 




 

 

 

FHA IS LOWERING RATES
FHA Lowering Rates by 1/2%
Effective 1/26/15, FHA will reduce mortgage insurance premiums on new loans by .5%. Don Roberts, Chief Mortgage Lender for 1st National Bank said, “Because of the dramatic drop in interest rates, anyone that borrowed money since the middle of 2013, should consider refinancing. FHA borrowers get a special ½% advantage because Mortgage Insurance Premiums (MIP) will be ½% lower. Interest rates are about 1% lower than this time last year. It’s a great time to refinance. While the volume of loans for home purchases remains strong, refinancing volume is definitely surging.” 
To see if you can save money by refinancing, contact us at 513.932.3221. 
Did you know 1st National Bank has a very popular home construction loan program? Ask us for details.

FHA IS LOWERING RATES



FHA Lowering Rates by 1/2%

Effective 1/26/15, FHA will reduce mortgage insurance premiums on new loans by .5%. Don Roberts, Chief Mortgage Lender for 1st National Bank said, “Because of the dramatic drop in interest rates, anyone that borrowed money since the middle of 2013, should consider refinancing. FHA borrowers get a special ½% advantage because Mortgage Insurance Premiums (MIP) will be ½% lower. Interest rates are about 1% lower than this time last year. It’s a great time to refinance. While the volume of loans for home purchases remains strong, refinancing volume is definitely surging.” 

To see if you can save money by refinancing, contact us at 513.932.3221. 

Did you know 1st National Bank has a very popular home construction loan program? Ask us for details.

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